Tax, GST and MCA notices arrive years after you file. Fincomply.ai keeps every record the law says you must have, encrypted, India-resident and ready in seconds.
Every statute sets its own retention clock. Most businesses only learn this when an officer asks for a file that is no longer there.
GST records, 72 months.
GST lawBooks of account and statutory registers.
Companies ActFEMA and RBI filing records.
FEMALocal drives degrade silently. Nobody tests a .TBK file until the day it is needed.
Every voucher and return is copied into an encrypted vault, checked for integrity and ready on demand.
Computation sheets and adjustment notes leave with the outgoing firm. The new one can't defend old numbers.
Working papers sit in your vault, not in someone else's laptop. A new auditor gets access in minutes.
Portal logins, challans and context live in one person's head and inbox.
Role-based access and an auto-updating compliance calendar keep the knowledge with the company.
Invoice links lapse and vendor accounts shut down. Retrieval becomes impossible.
Documents are captured when they arrive, so the invoice exists even if the supplier doesn't.
Shared sheets have no trusted timestamps or version history, which makes them weak as electronic evidence.
Every record is stamped, versioned and retained act by act, so it stands up when questioned.
Flip the switch to see the same notice, with and without Fincomply.
Produce supporting records within 15 days.
Gaps like these invite ex-parte orders, disallowed credits and penalties.
Fincomply.ai is an intelligence layer above the accounting software you already use. No migration. No new habits.
72 months for GST, 8 years for the Companies Act, 10 years for FEMA. Retention is enforced automatically, record by record.
India-resident storage, aligned with the DPDP Act, 2023.
Role-based access decides who can open what.
Pull archived documents the moment a notice lands.
Only compliance-relevant data leaves your books. Less noise, more accuracy.
Each transaction is tied to its GST, TDS, MCA or FEMA obligation the moment it is posted.
Drafted returns flow to GSTN, MCA21 and TIN-NSDL, with proof stored in the vault.
Most tools cover one silo. Fincomply.ai covers the lifecycle across regulators.
GSTR-1, 3B, 9 and 9C reconciliation, AI mismatch detection, ITC eligibility, e-Invoice and e-Way Bill.
Section-wise computation, 26Q, 24Q and 27Q, Forms 16 and 16A, 26AS and AIS reconciliation.
Annual calendar for 12 entity types: MGT-7, AOC-4, DIR-3 KYC, DPT-3 and event-based forms.
FC-GPR, FC-TRS, FLA, ODI, UFCE and ECB, with timeline alerts.
EPF ECR, ESI, state-wise PT, POSH, Shops and Establishment, minimum wages registers.
ITR-6, advance tax calendar, Section 44AB triggers, Forms 3CA, 3CB and 3CD assistance.
Circulars from CBIC, CBDT, MCA, RBI and SEBI are parsed, and your calendar updates itself.
India-hosted, encrypted, act-wise retention and on-demand retrieval.
Group view, white-label CA portal, client access and role-based permissions.
entity types
Acts covered
regulators
engine
| Capability | GST suites | Secretarial tools | ERP add-ons | Fincomply.ai |
|---|---|---|---|---|
| All-regulator coverage (GST, IT, MCA, FEMA, Labour) | No | Partial | No | Yes |
| AI-parsed circulars, self-updating calendar | Partial | No | No | Yes |
| Works above your existing accounting stack | Partial | No | Native only | Yes |
| Act-wise retention vault, India-resident | No | No | No | Yes |
| 12+ entity types: NBFC, Section 8, listed, trust | No | Partial | No | Yes |
| White-label multi-client CA portal | Partial | Partial | No | Yes |
Your Statutory Data Retention Vault, free for three years from onboarding. Start protecting records from the first filing.
Eligibility is confirmed against your certificate of incorporation at onboarding. The offer covers per-document charges and the plan's included vault. Storage above the plan allocation and archival retrievals are billed at standard rates.
1 document is up to 5 images, such as a purchase order, goods receipt or tax invoice.
Storage beyond your plan allocation. Grows as retention accumulates.
Archival retrieval when a notice asks for old records.
Event-based MCA, FEMA and SEBI filings, bundled.
Estimate what you pay across your retention period.
Estimate at constant volume, assuming about 1 MB per document. Final billing follows actual usage.
Fincomply.ai was incubated inside Chhota CFO, a Bengaluru advisory practice. Every feature traces to a statutory reference and a real client problem.
entities in closed beta, moved over from the Chhota CFO network.
letters of intent from practising CA firms for the white-label portal.
MSMEs in India, each with statutory obligations to keep.
MBA, Company Secretary, LLB. A decade of MCA, FEMA, SEBI and multi-entity CFO work.
Founder of Chhota CFO. 20+ years of experience, from startup incorporation to IPO.
Enterprise SaaS architect specialising in secure API pipelines and AI/ML integration.
Join the closed beta and claim your free vault if you're a startup registered after 1 April 2023.